Coordinated, Personalized, and Purpose-Driven Wealth Management
A Strategic Solutions Guide for Today’s Complex Financial Lives
Wealth today is multidimensional. It stretches across jurisdictions, asset classes, generations, values, and ambitions. For high-net-worth individuals, families, and business owners, managing wealth is no longer just about “returns”—it’s about resilience, relevance, and responsibility.
At Alden Graff Tokyo Japan, our approach is rooted in coordination, personalization, and purpose. We don’t offer prepackaged products. We craft integrated strategies that bring clarity to complexity—and transform wealth into a powerful tool for life.
To help clients understand how we operate, we’ve built the Alden Graff Wealth Strategy Matrix—a guide that maps common challenges to our core solutions across five dimensions:
- Investment Management
- Financial Planning
- Tax & Estate Strategy
- Family Governance & Education
- Global & Cross-Border Structuring
Alden Graff Wealth Strategy Matrix
Matching Client Challenges with Strategic Solutions
1. “I need a portfolio that protects and grows wealth in volatile times.”
- Investment Management
- Diversified, risk-aware portfolios
- Sector balancing and global exposure
- Inflation-sensitive assets
- Diversified, risk-aware portfolios
- Financial Planning
- Alignment with income needs and time horizon
- Alignment with income needs and time horizon
- Tax & Estate Strategy
- Use of tax-efficient wrappers and gain-harvesting techniques
- Use of tax-efficient wrappers and gain-harvesting techniques
- Cross-Border Structuring
- Currency-hedged portfolios for expats and global investors
- Currency-hedged portfolios for expats and global investors
2. “I’m unsure if I’m on track for retirement.”
- Investment Management
- Income-generating strategies
- Shift from growth to capital preservation
- Income-generating strategies
- Financial Planning
- Dynamic retirement projections and healthcare cost modeling
- Dynamic retirement projections and healthcare cost modeling
- Tax & Estate Strategy
- Roth conversion planning and optimized drawdown
- Roth conversion planning and optimized drawdown
- Cross-Border Structuring
- Planning for international pensions and treaty benefits
- Planning for international pensions and treaty benefits
3. “My wealth is tied up in my business—what’s my exit plan?”
- Investment Management
- Post-liquidity investment reallocation
- Risk diversification outside the business
- Post-liquidity investment reallocation
- Financial Planning
- Succession timeline and lifestyle income modeling
- Succession timeline and lifestyle income modeling
- Tax & Estate Strategy
- Tax minimization on capital gains
- Integration with estate plan
- Tax minimization on capital gains
- Cross-Border Structuring
- Entity restructuring for international exits
- Entity restructuring for international exits
4. “I want my investments to reflect my values.”
- Investment Management
- ESG portfolios and impact investing options
- Active engagement and exclusion strategies
- ESG portfolios and impact investing options
- Financial Planning
- Charitable giving budgets and legacy goals
- Charitable giving budgets and legacy goals
- Tax & Estate Strategy
- Donor-advised funds, family foundations, and CRTs
- Donor-advised funds, family foundations, and CRTs
- Family Governance
- Philanthropic mission design and family involvement
- Philanthropic mission design and family involvement
5. “I’m overwhelmed managing wealth across countries.”
- Investment Management
- Multi-currency allocation
- FX strategy and global fund selection
- Multi-currency allocation
- Financial Planning
- International cost-of-living modeling and liquidity planning
- International cost-of-living modeling and liquidity planning
- Tax & Estate Strategy
- FATCA/CRS compliance
- Estate plans across jurisdictions
- FATCA/CRS compliance
- Cross-Border Structuring
- Offshore trusts and dual-residency planning
- Offshore trusts and dual-residency planning
6. “I want to make sure my heirs are prepared—not just entitled.”
- Investment Management
- Involving next-gen in investment strategy sessions
- Involving next-gen in investment strategy sessions
- Financial Planning
- Financial literacy coaching and family budgeting tools
- Financial literacy coaching and family budgeting tools
- Tax & Estate Strategy
- Multigenerational trusts with purpose clauses
- Multigenerational trusts with purpose clauses
- Family Governance
- Family charters, councils, and governance documents
- Family charters, councils, and governance documents
7. “I received an inheritance and don’t know how to manage it.”
- Investment Management
- Reinvestment strategies based on new wealth size and risk profile
- Reinvestment strategies based on new wealth size and risk profile
- Financial Planning
- Goal realignment and rebalancing roadmap
- Goal realignment and rebalancing roadmap
- Tax & Estate Strategy
- Liquidity modeling and tax mitigation for inherited assets
- Liquidity modeling and tax mitigation for inherited assets
- Cross-Border Structuring
- Converting assets into compliant cross-border holdings
- Converting assets into compliant cross-border holdings
8. “My spouse and I are from different countries—estate planning is a nightmare.”
- Investment Management
- Currency harmonization and joint allocation
- Currency harmonization and joint allocation
- Financial Planning
- Multi-location retirement planning
- Multi-location retirement planning
- Tax & Estate Strategy
- Mirror wills, QDOTs, and domicile planning
- Mirror wills, QDOTs, and domicile planning
- Family Governance
- Cultural and structural wealth communication strategies
- Cultural and structural wealth communication strategies
- Cross-Border Structuring
- Legal structures aligned with marital and inheritance laws
- Legal structures aligned with marital and inheritance laws
9. “Our family is fighting over money and control.”
- Tax & Estate Strategy
- Restructured trusts and ownership clarity
- Restructured trusts and ownership clarity
- Family Governance
- Conflict resolution protocols, advisory boards, and transparency tools
- Conflict resolution protocols, advisory boards, and transparency tools
- Cross-Border Structuring
- International structure realignment with enforceable legal frameworks
- International structure realignment with enforceable legal frameworks
10. “I want a partner who can handle everything holistically.”
- Investment Management
- Fully customized portfolios aligned with goals and risk tolerance
- Fully customized portfolios aligned with goals and risk tolerance
- Financial Planning
- All-in-one dashboards and consolidated reporting
- All-in-one dashboards and consolidated reporting
- Tax & Estate Strategy
- Integrated legal, tax, and estate documentation updates
- Integrated legal, tax, and estate documentation updates
- Family Governance
- Multi-generational continuity planning
- Multi-generational continuity planning
- Cross-Border Structuring
- International advisor coordination and compliance oversight
- International advisor coordination and compliance oversight
Our Guiding Principles
✓ Coordination Across All Domains
We work seamlessly with your attorneys, accountants, trustees, and international partners to ensure your strategy is cohesive. We act as your strategic quarterback, maintaining alignment across disciplines, jurisdictions, and generations.
✓ Personalization at Every Step
Your wealth is personal—so is our approach. We don’t offer cookie-cutter models. We design custom solutions that reflect who you are, where you are, and what matters most to you.
From risk tolerance to residency, from liquidity needs to legacy goals, every plan is built around you.
✓ Purpose-Driven Results
Our goal isn’t to outperform a benchmark—it’s to outperform your expectations. That includes:
- Giving with meaning
- Planning with clarity
- Protecting with precision
- Investing with discipline
- Teaching the next generation
- Leaving a legacy that lives beyond numbers
What Makes Alden Graff Different?
✅ Tokyo-Based, Globally Fluent
We specialize in serving globally mobile professionals, executives, and families—especially those navigating life between Asia, Europe, and North America.
✅ Private, Boutique, Independent
We’re not beholden to product quotas or bank sales targets. Our only commitment is to your long-term success.
✅ Sophisticated Yet Accessible
We bring institutional-level insight with white-glove service—delivered clearly and personally, without jargon.
✅ Continuity for Every Chapter
Our client relationships often span decades. We don’t disappear after a liquidity event or plan delivery. We walk with you through every transition.
Who We Serve
Our clients typically include:
- International entrepreneurs
- Senior executives with global compensation packages
- Multi-generational families
- Family business owners
- Expatriates with cross-border wealth
- Individuals preparing for retirement or philanthropy
- Clients navigating liquidity events, inheritance, or succession
Whether your life is rooted in Tokyo or spans continents, we create a plan that adapts to your world.
Final Thought: From Complexity to Clarity
Wealth should empower—not overwhelm.
The Alden Graff approach distills complexity into clarity. It’s not about having all the answers on Day One. It’s about asking the right questions, building the right team, and crafting a plan that evolves with your life.
Coordinated. Personalized. Purpose-driven.
That’s how we manage wealth at Alden Graff Tokyo Japan.
If your financial life is ready for clarity, let’s start a conversation.